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Finance Calculators Tools

Every finance calculators tool on Online Tool Store, in one place. Runs entirely in your browser — nothing is ever uploaded.

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Business Break-Even Timeline

Quick, free Business Break-Even Timeline in your browser

Business Valuation Multiple Calculator

Quick, free Business Valuation Multiple Calculator in

Cash vs Card Cost Comparison

Quick, free Cash vs Card Cost Comparison in your browser

Commute Cost Calculator

Quick, free Commute Cost Calculator in your browser

Consignment Payout Calculator

Quick, free Consignment Payout Calculator in your browser

Currency Cost Averaging Planner

Quick, free Currency Cost Averaging Planner in your browser

Currency Hedging Cost Estimator

Quick, free Currency Hedging Cost Estimator in your browser

Data Binning Tool

Quick, free Data Binning Tool in your browser

Data Sparkline Generator

Quick, free Data Sparkline Generator in your browser

Dropshipping Margin Calculator

Quick, free Dropshipping Margin Calculator in your browser

Fiscal Year Calculator

Fiscal year calculator: dates, quarters & day counts

Gas Fee Estimator

Quick, free Gas Fee Estimator in your browser

Gig Economy Tax Setaside Calculator

Quick, free Gig Economy Tax Setaside Calculator in your

Hay Bale Yield Estimator

Quick, free Hay Bale Yield Estimator in your browser

HOA Dues Calculator

Quick, free HOA Dues Calculator in your browser

Inventory Buffer Calculator

Quick, free Inventory Buffer Calculator in your browser

Conversion Rate Calculator

Quick, free Conversion Rate Calculator in your browser

Loan Comparison Table Builder

Quick, free Loan Comparison Table Builder in your browser

Marketplace Fee Calculator

Quick, free Marketplace Fee Calculator in your browser

Net Present Value Calculator

Quick, free Net Present Value Calculator in your browser

Price Per Square Foot Calculator

Quick, free Price Per Square Foot Calculator in your browser

Product Bundle Price Calculator

Quick, free Product Bundle Price Calculator in your browser

Screen Time Budget Planner

Quick, free Screen Time Budget Planner in your browser

Solar Panel Output Converter

Quick, free Solar Panel Output Converter in your browser

Alteration Cost Estimator

Quick, free Alteration Cost Estimator in your browser

Windfall Allocation Planner

Quick, free Windfall Allocation Planner in your browser

Salary Negotiation Script Builder

Quick, free Salary Negotiation Script Builder in your

Token Allocation Pie Planner

Quick, free Token Allocation Pie Planner in your browser

Latte Factor Calculator

Long-term cost of small daily habits

Invoice Late Fee Calculator

Interest owed on overdue invoices

Stock Average Down Calculator

Calculate your new average share cost

Percentage Gain Calculator

Calculate percentage gain, loss, and change

Zero Based Budget Builder

Give every dollar a clear job

Debt Snowball Planner

Order debts from smallest balance first

Wedding Budget Calculator

Plan wedding costs by category

Rental Yield Calculator

Estimate rental property returns

College Savings Calculator

Project a future education fund

Sales Tax Calculator

Calculate tax, total, or pre-tax price

Simple Interest Calculator

Calculate basic interest over time

Extra Payment Calculator

See years saved by paying extra principal

Tip Calculator

Split bills with tip by party size

Property Tax Calculator

Annual tax from assessed value and rate

Credit Card Interest Calculator

See the real cost of carrying a card balance

Mortgage Refinance Calculator

Compare your mortgage with a refinance offer

Business Loan Calculator

Estimate business loan payments

Rent vs Buy Calculator

Compare the long-run cost of renting and owning

Inflation Calculator

Estimate inflation and purchasing power

Compound Interest Calculator

Project savings and investment growth

Mortgage Calculator

Estimate monthly home loan costs

Retirement Calculator

Project nest egg growth to retirement age.

Loan Calculator

Estimate loan payments and interest

Car Loan Calculator

Estimate auto loan payments with trade-in

FIRE Calculator

Find out how many years until financial independence

Profit Calculator

Calculate profit, margin, and markup from cost and price

Discount Calculator

Sale price after percentage discounts

VAT Calculator

Add or extract VAT at any rate

CAGR Calculator

Compound annual growth rate between values

Credit Card Payoff Calculator

Months to debt-free at a given payment

Hourly to Salary Converter

Annualize hourly wages with hours/week

ROI Calculator

Return on investment with holding period

Position Size Calculator

Calculate shares from account risk and stop loss

Investment Return Calculator

XIRR from dated cash flows, with bulk paste

Roth vs Traditional Calculator

Compare after-tax retirement account outcomes

Debt Avalanche Planner

Payoff order and timeline for minimizing interest

Paycheck Budget Planner

50/30/20-style budget breakdown per paycheck

Break Even Calculator

Find units and revenue needed to cover costs

Net Worth Calculator

Assets minus liabilities worksheet

Electricity Cost Calculator

Estimate what a device costs to run

Cap Rate Calculator

Capitalization rate for property deals

Emergency Fund Calculator

Months of expenses you should save

Stock Profit Calculator

Gains after fees for a buy-sell pair

Crypto Profit Calculator

Coin gains with buy/sell fee handling

Amortization Schedule Generator

Full month-by-month loan breakdown table

Salary to Hourly Converter

True hourly rate from annual salary

Closing Cost Estimator

Estimate fees due at home closing

Home Affordability Calculator

House budget from income and debts

Lease vs Buy Calculator

Compare car leasing against purchasing

Risk Reward Ratio Calculator

Check a trade's risk-reward ratio before entering

Currency Exchange Markup Calculator

Reveal the hidden cost of a currency exchange rate

50/30/20 Budget Calculator

Split your income into needs, wants, and savings

Savings Goal Calculator

Plan the monthly amount for a goal

DCA Calculator

Project regular investing, or find your average cost

Percentage Distribution Maker

Percentage Distribution Maker

Rule of 72 Calculator

Rule of 72 Calculator

Freelance Rate Calculator

Freelance Rate Calculator

Utility Bill Splitter

Utility Bill Splitter

Subscription Cost Tracker

What your subscriptions really cost a year

Debt to Income Calculator

DTI ratio lenders use for approvals

Margin Calculator

Selling price from cost and margin

Down Payment Calculator

Savings plan to reach a down payment

DRIP Calculator

Dividend reinvestment growth projections

Dividend Yield Calculator

Yield and annual income from holdings

401k Contribution Calculator

Paycheck impact of contribution changes

Overtime Pay Calculator

Pay including time-and-a-half hours

Rent Affordability Calculator

Estimate maximum rent from income rules of thumb

Bill Split Calculator

Uneven bill splitting with items per person

4% Rule Calculator

Safe withdrawal amounts from a portfolio

Take Home Pay Estimator

Net pay after configurable deductions

Airbnb Income Estimator

Occupancy-based short-term rental revenue

CPM Calculator

Calculate cost per thousand impressions

PayPal Fee Calculator

Estimate PayPal fees and your net payout

Ad Budget Pacing Calculator

Find the daily ad spend needed to hit budget

Inheritance Share Calculator

Work out proportional estate shares

Remittance Cost Comparison

Compare the true cost of sending money abroad

Inventory Turnover Calculator

Measure how fast stock sells through

Overhead Allocation Calculator

Spread overhead across products or jobs

Cash-on-Cash Return Calculator

Return on the cash you actually invested

Term vs Whole Life Comparison

Compare term and whole life policy costs

Fine-Tune Cost Estimator

Estimate the cost of a fine-tuning run

Withholding Tax Calculator

Calculate tax withheld, net pay, and gross-up

Savings Challenge Generator

Build a savings challenge you can finish

Contribution Margin Calculator

See what each sale contributes to fixed costs

Perpetuity Calculator

Perpetuity value example and growth-rate sensitivity

Freelance Quote Calculator

Price a project from your real hourly cost

Solar Payback Calculator

Estimate payback period on a solar install

Total Cost of Ownership Calculator

Compare vehicle ownership costs beyond the purchase price

Farm Profit Tracker

Track margin per enterprise across a season

Grocery Budget Planner

Plan a weekly food budget by category

Chit Fund Calculator

Calculate chit fund contribution and dividend

Safety Stock Calculator

Calculate buffer inventory using max-min demand

Annuity Payout Calculator

Estimate periodic annuity payments from principal and rate

Rental Property Depreciation Calculator

Calculate annual rental property depreciation

Labour Hours Estimator

Estimate labour hours and cost for a job

Tractor Cost per Acre Calculator

Calculate tractor operating cost per acre

Leave Balance Calculator

See remaining leave at a glance

Net Metering Savings Calculator

Estimate solar bill savings

Unit Price Comparison

Find the best value per unit

Invoice Audit Checker

Review invoices for missing details

Receipt Expense Splitter

Split receipts by person or item

Cashflow Snapshot Tool

Summarize money in and out

Profit Margin Simulator

See how pricing changes profit

Budget Variance Explainer

Explain plan versus actual gaps

Tax Category Organizer

Sort expenses into tax buckets

NPS Calculator

Measure customer loyalty quickly

Stamp Duty Calculator

Estimate property transfer tax

Sinking Fund Calculator

Plan savings for future expenses

Job Costing Calculator

Estimate project costs and margin

Rule of 78 Calculator

Estimate loan interest allocation

Retainer vs Hourly Comparison

Compare billing models side by side

Import Duty Estimator

Estimate customs duty and taxes on an imported item

Mortgage Points Calculator

Compare buying mortgage points against a higher rate

Simple Forecast Tool

Project future values from a simple growth trend

Zakat Calculator

Calculate Zakat owed on savings, gold, and investments

Working Capital Calculator

Calculate working capital and the current ratio

Shop Hourly Rate Calculator

Calculate a retail/service shop's break-even hourly rate

Insurance Needs Calculator

Estimate how much life insurance coverage you need

Water Bill Estimator

Estimate a monthly water bill from usage and rates

EV vs Petrol Cost Comparison

Compare fuel cost between an EV and a petrol car

Currency Split Calculator

Split bills across currencies

Hotel Budget Estimator

Estimate lodging costs quickly

Recipe Ingredient Scaler

Resize recipes to any serving count

Cook Time Adjuster

Adjust recipe timing safely

Home Project Estimator

Home project cost estimator: DIY vs hiring a pro

Renovation Budget Planner

Plan remodel spending clearly

Paint Coverage Calculator

Estimate paint needs fast

Quota Attainment Tracker

Review quota progress

Reorder Point Calculator

Estimate reorder thresholds

BRRRR Calculator

Model Buy-Rehab-Rent-Refinance-Repeat real estate returns

Economic Order Quantity Calculator

Find optimal inventory order quantity

Employer Cost Calculator

Total employer cost including taxes and benefits

EPF & ETF Calculator

Calculate employee EPF/ETF contribution amounts

Event Budget Tracker

Track planned vs actual event expenses

Gold Value Calculator

Value gold items by weight and purity

Health Deductible Calculator

Estimate out-of-pocket costs for a medical bill

Travel Budget Planner

Plan total and per-person trip costs with a contingency buffer

Payback Period Calculator

Compute simple and discounted payback period for an investment

Student Loan Refinance Comparator

Compare your current student loan against a refinance offer

Crypto Cost Basis Tracker

Track cost basis and realized gains from manually entered trades

Invoice Factoring Cost Calculator

Estimate the cost of factoring invoices for early cash

Affiliate Commission Calculator

Estimate affiliate payouts

PAYE Tax Estimator

Estimate payroll withholding

Pawn Loan Calculator

Estimate pawn loan costs

Employee Turnover Cost Calculator

Estimate hiring replacement costs

Podcast Ad Read Rate Calculator

Estimate podcast ad read pricing from downloads and CPM

Lifetime Value Calculator

Estimate customer lifetime value

Tax Bracket Visualizer

Visualize progressive tax bands

Layaway Payment Planner

Split an item price into equal layaway payments

Lump Sum vs Annuity Comparison

Compare a lump sum against an annuity's present value

Cost Per Wear Calculator

See what a clothing item really costs per use

Subscription Bundle Savings Calculator

See how much a bundle actually saves over separate subscriptions

Prepayment Penalty Calculator

Estimate the penalty cost of paying off a loan early

Tip Pooling Calculator

Split a shift's tip pool by hours worked

Business Loan Payback Comparison

Compare monthly payment and total interest across loan offers

Emergency Expense Simulator

See how an unexpected expense affects your savings runway