Online Tool Store
Business Break-Even Timeline
Business Break-Even Timeline shows the deepest point of the cash curve, which is the number to raise against. Runs entirely in your browser with no upload and.
🔒 This tool runs entirely in your browser. Your files are never uploaded to a server.
Business Tools
Business Break-Even Timeline
Frontend preview — no upload or external service.
Break-Even Analysis
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How the Business Break-Even Timeline works
- Enter startup costs, monthly fixed costs and a realistic revenue ramp.
- Note the two different break-even points — the month you stop losing money, and the much later month you have recovered what you spent.
- Read the maximum cash requirement, since that is the funding figure, not the startup cost.
The method
Monthly break-even is when gross profit covers fixed costs; cumulative break-even is when total profit has repaid everything spent.
cumulative position = sum of (revenue x margin - fixed costs) - startup costs
The gap between the two is usually months and is where most businesses run out of money.
FAQ
What is the difference between the two break-even points?
Monthly break-even is when a month stops losing money. Cumulative break-even is when the business has repaid its startup costs and accumulated losses. The second is much later and is the one that matters for funding.
What is the maximum cash requirement?
The deepest point of the cumulative curve — the most money the business will ever be down. That is the funding you need, and it is always larger than the startup cost.
How reliable is a growth assumption?
Not very. A steady monthly growth rate is a modelling convenience, not a forecast. Run the projection at half your assumed rate and see whether the funding requirement is still survivable.
How we compare
| Feature | Online Tool Store | A spreadsheet | An advisor consultation |
|---|---|---|---|
| Both break-even points | ✓ | One | ✓ |
| Maximum cash requirement | ✓ | ✗ | Sometimes |
| No sign-up | ✓ | ✗ | ✗ |
| Nothing uploaded | ✓ | ✗ | ✗ |
Business Break-Even Timeline shows the deepest point of the cash curve, which is the number to raise against.