Online Tool Store
Net Worth Calculator
List your assets and liabilities in a simple worksheet and see your net worth update instantly. Runs entirely in your browser — nothing is saved or uploaded.
🔒 This tool runs entirely in your browser. Your files are never uploaded to a server.
Assets
Liabilities
Total assets
$0
Total liabilities
$0
Net worth
$0
How it works
- List what you own under Assets, with each item's current value.
- List what you owe under Liabilities.
- Your net worth updates instantly as you type.
The formula
Net worth is simply what you own minus what you owe:
Net worth = Total assets − Total liabilities
FAQ
What counts as an asset?
Anything you own with monetary value — cash, savings, investments, retirement accounts, property, and vehicles are common examples.
What counts as a liability?
What you owe — mortgages, car loans, student loans, and credit card balances are typical entries.
Can I add or remove rows?
Yes — use "+ Add asset" or "+ Add liability" to add a row, and the ✕ button to remove one.
Is my financial data saved or uploaded?
No — everything you enter stays in this browser tab's memory and disappears when you leave the page.
How we compare
| Feature | Online Tool Store | Budgeting apps | Spreadsheet |
|---|---|---|---|
| No account or bank linking | ✓ | ✗ | ✓ |
| Ready to use, no template to build | ✓ | ✓ | ✗ |
| Free | ✓ | ✗ | ✓ |
If you just want a quick snapshot without linking accounts or building a spreadsheet from scratch, Net Worth Calculator gets you a total in under a minute.